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Self Help When Youre In Debt
It's no fun being in debt. Money shortages are always stressful and serious debt can emotionally drain you. And yet, while you'll find lots of advice about the practical aspects of debt management, there is precious little help available for the psychological side of things. Negative feelings like fear and anxiety need to be dealt with before they start to overwhelm you. So here are some self-help tips on how to deal with this challenging period in your life: -- Count Your Blessings It's only money. Now that's probably the last thing you want to hear right now, but it's true. If your only problem in life is lack of money then count yourself lucky. Losing your money isn't like losing a loved one, or being diagnosed with a terminal illness, Money problems can be solved. -- Accept Responsibility Your own spending behavior is at least partly responsible for creating the problem. So stop blaming the credit card companies for 'pushing' the debt drug onto you, the poor helpless victim. You're responsible. And that simple act of accepting responsibility will empower you and propel you towards right action. -- Stop Spending When you're digging yourself into a hole, the first thing to do is... stop digging. Obvious? Perhaps. But when someone realizes the sheer horror of serious debt, it's almost a natural defense mechanism to go into denial mode. And one common method of denial is to continue spending and borrowing more money. Just stop. Rip up the credit cards. (Don't worry, you'll survive fine without them.) And remember that you need exactly four things in this life: food, water, (basic) clothing, and shelter. Consider everything else a luxury. -- You Are Not Your Money Sadly nowadays, money buys status. It's easy to believe that your value as a person depends on the value of your bank balance. Nonsense! You are a unique individual with many special qualities. There will never be anyone quite like you ever again. You're wonderful! You're terrific! And your character and personality are not a product of money. Plus.. does it really matter what other people think of you? Well that depends on what you mean by 'people'... Quite often they are "acquaintances"... or anonymous strangers you pass in the street who may admire your latest designer suit... or shop assistants happy to sell you another expensive item of jewelry. Are these people really important to you? Of course not. Focus on the folks close to you who really matter. True friends and family don't judge you by your wealth. -- Grab The Opportunity Life's problems are nothing more than tremendous opportunities for personal self-growth. Ask yourself what you are learning from being in debt. Is it a humbling experience? In which case, is it really such a bad thing to discover what it means to be human? Perhaps you are learning compassion for other humans, and beginning to see the beauty in other, 'ordinary' people. And if you've lost your job - a common cause of debt problems - then look on it as an opportunity for a new start in life. What would you love to do - instead of just making money? As you may have realized, being in debt is not all bad news. Viewed as opportunity for self-growth, it can be the turning point on the road to true 'riches'. About The Author Paul Davis writes for Debt Elimination 4U, showing ordinary people how to get out of debt and stay out! Visit the site at: http://debt-elimination-4u.com
Latest News:Site: Yahoo! News Search Results for news News Corp exec becomes chief of Germany's Premiere (Reuters via Yahoo! News) News Corp's chief financial officer for Europe and Asia has been named chief executive of German pay television group Premiere, following the resignation of Michael Boernicke, Premiere said on Wednesday. News Corporation to redevelop London Wapping site (Reuters via Yahoo! News) Rupert Murdoch's News Corporation is to redevelop its Wapping site in London, moving all its UK businesses, including News International, Harper Collins, MySpace and Dow Jones, under one roof. UPI NewsTrack Entertainment News (UPI) Chesney nominated for 7 CMAs ... Hoffman: I'm not playing Penguin ... 'RocknRolla' No. 1 at U.K. box office ... Jessica Simpson stops song on 'GMA' ... News from United Press International. DailyMe: News tailored to your individual tastes (The Christian Science Monitor) Column: Custom news websites come and go, but this one gets it right. Sarah Palin docu wins record ratings for Fox News (Reuters via Yahoo! News) In a week of records surrounding the Republican National Convention, Fox News Channel earned another one with its weekend documentary on vice presidential candidate Sarah Palin. MySpace ad business ahead of target: News Corp (Reuters via Yahoo! News) News Corp's (NWSa.N) MySpace advertising business is operating ahead of expectations and its digital ad business is performing better than the marketplace, the company's chief operating officer said on Tuesday. STOCKS NEWS EUROPE-Erdemir shares fall on iron ore prices (Reuters via Yahoo! Malaysia News) STOCKS NEWS Reuters Results diary News Buzz: Recreating the Big Bang, Gates Urges Slow Iraq Drawdown, Ike Gains Strength (US News & World Report) Top news from the Associated Press For consumers, good news down the line (Sun-Sentinel) Whether you buy a new iPod or not, there may be good news for you in Apple's release of new iPods on Tuesday . Fox News Vaults To Top Of Primetime Ratings (MultiChannel News) Who says no one watches political conventions? Fox News Channel?s coverage of GOP Presidential nominee John McCain?s Sept. 4 acceptance speech at the Republican National Convention drew 9.2 million viewers, topping all other basic cable shows last week, according to Nielsen Media Research data. Site: news - Google News News Analysis A Difficult Road Awaits Panetta at the CIA - New York Times
MORE RESOURCES: Site: Yahoo! News Search Results for inspirational Inspirational Experts in Fashion, Cuisine and Lifestyle to Share Tips and Trends at Orange County Head to Toe Women's ... (PRWeb) Southern California's premiere women's consumer show, the Head to Toe Women's Expo returns to OC Fair and Event Center in Costa Mesa, Calif., October 10, 11 and 12, 2008. Presented by Ralphs Grocery, the Head to Toe Women's Expo gives mothers, daughters, and girlfriends a chance to reconnect during a weekend of shopping, pampering, makeovers and inspirational speakers. Several experts, ... http://firepit-plans.com Introduces "The Fire Pit Planner Guide" a Comprehensive Inspirational Guide to Building ... (PRWeb via Yahoo! News) http://firepit-plans.com is a new site that offers a unique do-it-yourself inspirational plan to building fire pits, the guide offers tips and advice on operating and constructing fire pits in the outdoors, house garden or backyard. Reporter's Notebook (Dallas Morning News) Certain parts of Irving City Hall will soon be getting makeovers. Residents and visitors can expect to see inspirational quotes on walls and prominent displays of the city?s mission statement within a couple of months. Bob Walter: Iraq hero gets moving tribute in Elk Grove Park (The Sacramento Bee) For a hero: As if anybody could forget Joe Nurre of Wilton, a fitting and permanent memorial to the inspirational Elk Grove High School football captain is attracting plenty of attention in Elk Grove Park. Joe Nurre A plaque dedicates an Elk Grove barbecue area to Joe Nurre. MCC Honors 9/11 Victims and Families (R News) Monroe Community College hosted a special 9/11 commemorative ceremony at the Remembrance Walk on the Brighton campus. The hour long event included music, inspirational speeches, a moment of silence and flowers placed at the base of the 9/11 monument there. Local review: 'Bill W. and Dr. Bob' entertaining, educational (The Pantagraph) For a gripping evening of theater as educational as it is inspirational, ?Bill W. and Dr. Bob? at Heartland Theatre Company, can?t be beat. Steve Amerson to Sing at the Congressional Medal of Honor Society's Convention (Christian News Wire) DENVER, Sept. 11 / Christian Newswire / -- Steve Amerson, well-known Inspirational music artist will be singing at the Congressional Medal of Honor Society's Annual Convention, A Celebration of Honor, in Denver, Colorado at the "Patriots Award Gala" on Friday, September 19, 2008. Radio pirate suspect arrested in Wilton Manors apartment (Sun-Sentinel) When you tune into FM 103.9 in Broward County , you're supposed to hear a sermon by Calvary Chapel Fort Lauderdale Pastor Bob Coy or inspirational music from the likes of Mercy Me and Steven Curtis Chapman. Randolph Reads kicks off with celebration (Asheboro Courier-Tribune) ASHEBORO ? A Randolph County initiative to unite the community in reading and discussing an inspirational non-fiction book about a nearby town?s struggles with change is under way. Honor Text Helps Americans to Remember (WCAV Charlottesville) The clock strikes 9:11am and your phone beeps, but it?s not your average text message. Instead, it?s an Honor Text, a brief inspirational message about some of America?s service men and women. Site: inspirational - Google News Gerard Lucien Gaudreau, inspirational speaker - Baltimore Sun
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