Why You Should Get Out of Debt Today?


The main reason for getting out of debt today, is because people with little or not debt have more control over their future:

1. They have more discretionary income, meaning that you won't be living pay check after pay check as you probably are right now. Can you even imagine how nice it is to be able to go to the Spa or for a nice dinner without having to put it in the credit card, but paying with your savings or extra money from your pay check?

2. They can afford to go in longer vacations or actually to go on vacations (period). My husband and I go on long vacations every year. We've gone to places like Fiji, New Zealand, Tahoe, Panama and we are going to Europe this year. It's so nice to go to new places and don't have to worry about how to pay the bill when we come back, because we've saved the money to pay for them in advance....

3. They can afford to plan the way to have one parent to stay home with their kids. When you don't have to pay so many monthly payments in credit cards, loans, etc; most likely the cost of paying a day care vs. you going or your spouse going to work doesn't make sense. That's why most people with little or not debt can afford to have one parent stay home with their kids.

4. They can save in advance to buy goodies... (cars, down payments for homes, appliances). Talking about not living pay check after pay check... What about buying your car and paying cash.... I know a lot of people that has done this and it feels great to be able to save some good money, buy a brand new car and don't have to worry about payments.

5. They have better credit, therefore, they don't need their own money to buy stuffs. Credit Scores are higher in people without debt, because they are not consider "high risk consumers". When your credit score is good, (700+) you can pretty much buy anything you want, from houses to cars with the minimun interests and even with 0% down payment. Would you like to do this?

Copyright © 2005 Excellentcreditnow.com - All Rights Reserved

Carmen Shearer is the President and CEO of S&S Financial Solutions. She has worked in the finance arena for over 10 years and holds two engineering degrees and an MBA from a branch of Harvard Business School. S&S Financial Solutions offers you credit repair, debt elimination programs and personal finance tools and information with a 90 days money back guarantee. For more credit related information go to: http://www.excellentcreditnow.com





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JCDecaux in talks for News Outdoor Group in Russia (AP via Yahoo! News)
French outdoor advertising firm JCDecaux SA said Thursday it is negotiating to buy Russian rival News Outdoor Group from global media company News Corp. News Corp tightens grip on Premiere with new CEO (Reuters via Yahoo! News)
Rupert Murdoch tightened his grip on German pay-TV broadcaster Premiere by appointing News Corp executive Mark Williams as CEO in a move to get the company back on track. SEC Looks Into UAL Stock Scare; Implications For Online News? (CBS News)
A ton of digits have been devoted to this in other spots but the SEC's decision to investigate takes it to another level. The backstory: a six-year-old news story about UAL declaring bankruptcy made it into the Tribune-owned Sun-Sentinel 's current news flow, was picked up by a Google (NSDQ: GOOG) News bot and, via a reporter for a newsletter, made it onto Bloomberg News. After a lot of buck ... JCDecaux and News Corp. in talks to combine outdoor ad groups (International Herald Tribune)
The News Corp. chief executive, Rupert Murdoch, has recently expressed nervousness about investments in Russia, where News Outdoor generated the bulk of its revenue last year. Asia Markets: Financials in rally mode, as Lehman news helps (Market Watch)
Asian markets advanced early Friday, with financials such as Mizuho Financial Group and Macquarie Group rallying after a rebound on Wall Street and on news Lehman Brothers was looking for a buyer. SEC Looks Into UAL Stock Scare; Implications For Online News? (paidContent.org via Yahoo! Finance)
A ton of digits have been devoted to this in other spots but the SEC's decision to investigate takes it to another level. The backstory: a six-year-old news story about UAL declaring bankruptcy made it into the Tribune-owned Sun-Sentinel's current news flow, was picked up by a Google News bot and, via a reporter for a newsletter, made it onto Bloomberg News. News Corp says Mark Williams interim Premiere CEO (Reuters via Yahoo! News)
News Corp. executive Mark Williams has taken over as chief executive of German pay-TV broadcaster Premiere in an interim capacity, News Corp. said after the move led to renewed takeover speculation. News Corp. says Mark Williams interim Premiere CEO (Reuters via Yahoo! News)
Mark Williams, a News Corp. executive named late on Wednesday as chief executive of German pay-TV broadcaster Premiere, has taken over in an interim capacity, a News Corp. spokeswoman said on Thursday. JCDecaux in talks to buy News Corp. billboard unit (AP via Yahoo! Finance)
In a deal that would create the world's largest outdoor advertising company, French conglomerate JCDecaux SA said Thursday that it is in talks to buy Russian rival News Outdoor Group from global media company News Corp. UPI NewsTrack Entertainment News (UPI)
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Hurricanes deplete Red Cross relief fund (AP via Yahoo! News)

The wave of storms battering the U.S. has plunged the American Red Cross deep into debt as it rushes to prepare for Hurricane Ike, prompting a searching look at how to stabilize its finances. Health district prescribes debt relief for new nursing recruits (CBC)

A rural health district struggling to fill dozens of nursing jobs is proposing to help new staff pay off their student debt. Health district prescribes debt relief for new nursing recruits (CBC via Yahoo! Canada News)

A rural Nova Scotia health district struggling to fill dozens of nursing jobs is proposing to help new staff pay off their student debt. Hurricanes deplete Red Cross relief fund (Connecticut Post)

NEW YORK (AP) -- The wave of storms battering the U.S. has plunged the American Red Cross deep into debt as it rushes to prepare for Hurricane Ike, prompting a searching look at how to stabilize its Hurricanes deplete Red Cross relief fund (KRIS-TV Corpus Christi)

NEW YORK -- The wave of storms battering the U.S. has plunged the American Red Cross deep into debt as it rushes to prepare for Hurricane Ike, prompting a searching look at how to... Hurricanes deplete Red Cross relief fund (WSYR 9 Syracuse)

The wave of storms battering the U.S. has plunged the American Red Cross deep into debt. Cooperative societies, banks be given relief of Rs 257 cr (Central Chronicle)

Bhopal, Sept 10: Cooperative, Farmers Welfare and Agriculture Development Minister Gopal Bhargav has appealed to the Government of India to make up for the additional financial burden of Rs 257 crore which has come on Cooperative Banks and cooperative societies owing to waiver of debt and debt relief scheme. Hurricanes deplete Red Cross relief fund (Las Vegas Sun)

Thu, Sep 11, 2008 (1:21 p.m.) The wave of storms battering the U.S. has plunged the American Red Cross deep into debt as it rushes to prepare for Hurricane Ike, prompting a searching look at how to stabilize its finances. Hurricanes deplete Red Cross relief fund (Tribune Chronicle)

NEW YORK (AP) -- The wave of storms battering the U.S. has plunged the American Red Cross deep into debt as it rushes to prepare for Hurricane Ike, prompting a search looking at how to stabilize its finances. Hurricanes deplete Red Cross relief fund (FOX 12 Idaho)

Associated Press - September 11, 2008 5:23 PM ET NEW YORK (AP) - The American Red Cross is deep in debt, and its chief says the wave of storms that have battered the U.S. is to blame.
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