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Why You Should Get Out of Debt Today?
The main reason for getting out of debt today, is because people with little or not debt have more control over their future: 1. They have more discretionary income, meaning that you won't be living pay check after pay check as you probably are right now. Can you even imagine how nice it is to be able to go to the Spa or for a nice dinner without having to put it in the credit card, but paying with your savings or extra money from your pay check? 2. They can afford to go in longer vacations or actually to go on vacations (period). My husband and I go on long vacations every year. We've gone to places like Fiji, New Zealand, Tahoe, Panama and we are going to Europe this year. It's so nice to go to new places and don't have to worry about how to pay the bill when we come back, because we've saved the money to pay for them in advance.... 3. They can afford to plan the way to have one parent to stay home with their kids. When you don't have to pay so many monthly payments in credit cards, loans, etc; most likely the cost of paying a day care vs. you going or your spouse going to work doesn't make sense. That's why most people with little or not debt can afford to have one parent stay home with their kids. 4. They can save in advance to buy goodies... (cars, down payments for homes, appliances). Talking about not living pay check after pay check... What about buying your car and paying cash.... I know a lot of people that has done this and it feels great to be able to save some good money, buy a brand new car and don't have to worry about payments. 5. They have better credit, therefore, they don't need their own money to buy stuffs. Credit Scores are higher in people without debt, because they are not consider "high risk consumers". When your credit score is good, (700+) you can pretty much buy anything you want, from houses to cars with the minimun interests and even with 0% down payment. Would you like to do this? Copyright © 2005 Excellentcreditnow.com - All Rights Reserved Carmen Shearer is the President and CEO of S&S Financial Solutions. She has worked in the finance arena for over 10 years and holds two engineering degrees and an MBA from a branch of Harvard Business School. S&S Financial Solutions offers you credit repair, debt elimination programs and personal finance tools and information with a 90 days money back guarantee. For more credit related information go to: http://www.excellentcreditnow.com
Latest News:Site: Yahoo! News Search Results for news [News] 5 O'Clock Shadow News you can't leave work without: Asamoah makes a deal News of record News of record reports for Chelan and Douglas counties Newport News police seek help on thefts from cars NEWPORT NEWS A rash of summer-night car break-ins and vandalism has police asking the public for help, and warning them to lock their vehicles. Newport News hit with rash of car break-ins NEWPORT NEWS -- Police are asking for help in solving a large number of car break-ins and vandalism cases in Newport News. According to police, 134 cases were reported in the area between J. Clyde Morris Blvd. and Oyster Point Road since June 1. Most of the incidents were between J. Clyde Morris and Middle Ground Blvd. and happened during the early evening hours. Police say many thefts happened ... NEWS ALERTS: Sign up to get breaking news on your mobile phone Get breaking local news as it happens. Enter your phone number: Standard Messaging Rates or other charges apply. To Opt-out text STOP to 4INFO (44636). For more information text HELP to 4INFO (44636). Contact your carrier for more details. Powered by 4INFO. Newport News police search for suspects in string of car thefts Newport News detectives are seeking assistance from the Community, in solving a large number of cases involving damage to, and larcenies from, cars. Newport News police seek information regarding larcenies and property damage NEWPORT NEWS -- Police are investigating 134 cases of damage to cars and larcenies from cars that occurred between June 1 and July 25, according to police. News in brief Here are a selection of brief news items from this week?s paper edition, and possibly a few news briefs that didn?t make it in the paper. Newport News townhouse damaged by fire NEWPORT NEWS A townhouse in the 1000 block of Willow Green Drive was damaged by fire this morning, fire officials said. One of the residents had minor burns to his hand, a Fire Department news release says. An off-duty city firefighter/medic helped evacuate the adjoining homes. News of the Past who has deep genealogical roots to Winston County, provides news from past editions of the Winston County Journal. The Winston County Board of Supervisors posted a notice of the new "Dog Law" which was passed in the July term. Site: news - Google News Arizona News Round Up - San Francisco Chronicle (blog)
MORE RESOURCES: Site: Yahoo! News Search Results for debt relief 'Debt relief' firms can cost more, ruin credit Dear Action Line: What can you tell me about these 'debt relief' firms that advertise on late-night cable TV? ? M.H., Tulsa. The Inception of New Debt Relief Programs Helps Consumers Get Out of Credit Card Debt LOS ANGELES, CA--(Marketwire - July 28, 2010) - Throughout history debt relief has evolved and recently the industry has undergone a dramatic change due to high consumer credit card debt. Debt relief forgiveness can be traced back to biblical times in the Old Testament, when Moses declared a Holy Year to take place every year where all debts are forgiven and all slaves freed. In more recent ... Leading Debt Relief Firm Supports FTC Ban on Up-Front Fees CareOne Services supports the Federal Trade Commission Rule issued this afternoon aimed at cleaning up the debt settlement industry by banning the high fees often charged to consumers before services are provided. Mortgage-Relief Firm To Reimburse $2.4 Million, Cease Marketing Mortgage-Relief Firm To Reimburse $2.4 Million, Cease Marketing Taiwan debt up 63 pct, six decades to pay off -auditor TAIPEI, July 29 (Reuters) - Taiwan's government debt has risen 63 percent to a record over the past eight years due to costly relief measures during the global economic downturn, and it will take six decades to pay back, auditors said on Thursday. FTC Chairman to Announce a New Debt Relief Rule to Protect Financially Distressed Consumers at Middle Class Task Force ... Federal Trade Commission Chairman Jon Leibowitz will announce a new rule to protect consumers of debt relief services at a Middle Class Task Force event at the White House. New Rules Move to Restrict Debt Settlement Industry Companies that promise to settle debt problems for consumers will no longer be allowed to charge an upfront fee. Change is coming to how "debt relief" companies do business Companies that promise to reduce or eliminate credit card balances and other debt for customers will no longer be allowed to charge an upfront fee. FTC Adopts New Rules to Begin Curbing Debt Settlement Industry Abuses New Regulations Bar Debt Settlement Companies From Collecting Fees Unless Consumers Get Relief FTC bans advance fees at debt relief companies The Federal Trade Commission announced that companies promising over the phone to reduce your credit card or other debt can't charge you a fee until they do their job. Site: debt relief - Google News FTC Unveils Law Banning Up-Front Fees From Some Debt-Relief Companies - Wall Street Journal
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